Links

Credit Bureaus

Equifax - www.equifax.com

        To report fraud, call: 1-800-525-6285 and write:
        P.O. Box 740241, Atlanta, GA 30374-0241
            Hearing impaired call 1-800-255-0056 and ask the operator to call
            the Auto Disclosure Line at 1-800-685-1111 to request a copy of your report.

        To request that your personal information not be used for promotional purposes, write to:
        Equifax, Inc., Options, PO Box 740123, Atlanta, GA 30374-0123

Experian - www.experian.com

        To report fraud, call: 1-888-EXPERIAN (397-3742) and write:
        P.O. Box 9530, Allen TX 75013
        TDD: 1-800-972-0322

        To request that your personal information not be used for promotional purposes, write to:
        Experian, Consumer Opt-Out, 701 Experian Parkway, Allen, TX 75013

Trans Union - www.transunion.com

        To report fraud, call: 1-800-680-7289 and write:
        Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634
        TDD: 1-877-553-7803

        To request that your personal information not be used for promotional purposes, write to:
        TransUnion, Marketing List Opt Out, PO Box 97328, Jackson, MS 39288-7328

 

Pre-Screened Credit Offers -

If you receive pre-screened credit card offers in the mail (namely, those based upon your credit data), but don’t tear them up after you decide you don’t want to accept the offer, identity thieves could retrieve the offers for their own use without your knowledge.

To opt out of receiving pre-screened credit card offers, call: 1-888-5-OPTOUT (1-888-567- 8688). The three major credit bureaus use the same toll-free number to let consumers choose to not receive pre-screened credit offers.

 

Government

Federal Trade Commission - An excellent resource and starting point for dealing with Identity Theft issues.  If you’ve been a victim of identity theft, call the FTC’s Identity Theft Hotline toll-free at 1-877-IDTHEFT (438-4338). Counselors will take your complaint and advise you on how to deal with the credit-related problems that could result.

Social Security Administration - Call the SSA at 1-800-772-1213 to verify the accuracy of the earnings reported on your SSN, and to request a copy of your Social Security Statement or to get a replacement SSN card if yours is lost or stolen. Follow up in writing.

National Do Not Call Registry — the free, easy way to reduce the telemarketing calls you get at home. To register, or to get information, visit www.donotcall.gov, or call 1-888-382-1222 from the phone you want to register.

 

Other Links

Identity Theft Resource Center - A national nonprofit organization, founded in 1999, that focuses exclusively on identity theft.

Direct Marketing Association - DMA's Mail Preference Service lets you “opt- out” of receiving direct mail marketing from many national companies for five years. To register with DMA, send your letter to:

        Direct Marketing Association
        Mail Preference Service
        PO Box 643
        Carmel, NY 10512

        Or register online at www.the-dma.org/consumers/offmailinglist.html.

            E-mail:

The DMA also has an E-mail Preference Service to help you reduce unsolicited commercial emails. To “opt-out” of receiving unsolicited commercial email, use DMA’s online form at www.dmaconsumers.org/offemaillist.html. Your online request will be effective for one year.

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