The second half of the page contains the same forms and several others, and you can download them directly into Microsoft Word. These forms can be changed to your liking and re-saved. If saving directly to MS Word, click on the link, and a box will come up that will ask you what you want to do with the file, "open it" or "save to disk". Click on "open it" and it will open it in MS Word and you can then save it or make changes if you'd like and save it. Or if it isn't the document you wanted, you can close without saving it. NOTE: Some of the forms have an extra page with instructions on it. Please be careful to scroll through each page before printing. If you have problems or questions about downloading, please e-mail me and be as specific as you can be, about the problem you have and I will try to help you in any way I can. Thank you! Enjoy!