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This is the first mainstream article we've seen that lifts the curtain a bit]* * * JOHN N BERRY, WASHINGTON POST: To listen to the national debate about the urgent need to "save Social Security," one would think the popular retirement-income program was going to be broke within just a few years. hotmail email address search Social security number protection. Actually, projections about the system's finances have improved so rapidly in recent years that some experts say there's no need to rush into changes that may or may not be needed. But that's a distinctly minority view. Most Social Security experts and many politicians maintain that the government needs to do something soon to restructure the system in preparation for the day when it is overwhelmed by the retirement of the enormous baby-boom generation. hotmail email address search Rare book search. They point to projections by Social Security trustees that show the program eventually will be unable to pay promised benefits using payroll tax revenue, interest income from government bonds in its trust funds and eventual sales of the bonds . . . hotmail email address search House search. In 1995, the projections that have worried so many people showed that Social Security trust funds would grow until 2018, when they would peak with $3. 3 trillion in assets, and then decline steadily--becoming unable to pay promised benefits after 2029. Since those forecasts were made, however, robust economic growth and other factors have pushed those dates further into the future. This year's report from the trustees estimated that the trust funds would keep growing until 2024, when they would have assets of $6. 05 trillion. And the funds would not be exhausted until 2037. In other words, with the passage of five years of unexpectedly strong economic growth--without either payroll tax increases or benefit cuts--the system has gained eight years of solvency. This rapid shift in the system's fortunes highlights the inherent uncertainty of the actuaries' projections. [In other words, the whole basis of the debate has been wrong.
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