How to be Card Sharp
 

Here are a few tips to ensure you get the best plastic.
  • Make sure your name is on the local electoral roll to prove you exist.

  • Always pay bills promptly.

  • Don't apply for credit too often.

  • It's better to have a bank account in the red than to have no bank account at all.

  • Be truthful - they'll soon suss out someone on £15,000 a year who claims to be on £150,000.

  • If you are turned down, ask why. It could be just a mistake.

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