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Managed Care

This article was originally written for a publication for mental health professionals and patients. If you have personal experience with managed care that you would like to share or you would just like to comment, please send me a note.

Managed Care: What You Don't Know Can Hurt You!

by B.G. Erengil

I first became sensitized to the plight of the patient under managed care by reading the sporadic horror stories in the press. These front-page stories generally involve a white woman whose HMO doctor fails to biopsy her breast-lump until cancer has metastasized all over her body. Or, a black male with all the heart-disease risk-factors who is denied an angiogram.

Yes, Virginia! There is a pecking order to diseases! Some diseases are more politically "in" than others. We all know the more political backing there is, the more attention, the more funds, and the more patient-protection legislation. My guess is that if AIDS rates a 10, then breast cancer is a 7, prostate cancer is a 6, ... Yes, you guessed it. I am unable to assign a number to the mental health category. If I have to judge by the coverage in the popular press, this category is close to the bottom of the food-chain.

But no matter where we may rank in the food-chain, information is our key to climbing out of our predicament. Lobbyists are great. They may even be able to move some funds out of the prostate cancer category to the breast cancer category. But, that is a zero-sum game! I don't want to play a zero-sum game. Besides, I have a husband -- I don't want less funds for prostate cancer!

Information will enable us to change the game itself -- to change the managed care system fundamentally, from the inside out. And, that brings me to the Internet -- a world-wide network of computers containing enormous amounts of information -- accessible from the comfort of your living room. Among this libraries' worth of information is medical information: information on every disease under the sun; summaries of millions of articles on diseases, treatment options, diagnostic tests, drugs; lists of ongoing trials, experts, institutions.

Some patients (or their families and friends) are already accessing this information; and it is changing the treatment they get from their managed care providers.

HMO's and other managed care organizations have an incentive in withholding, not just treatments and diagnostic tests, but more importantly, information from patients. An informed patient is a pesky patient. Put yourself in the shoes of a managed care gate-keeper. You are telling the mother of a disturbed little boy, "Here, give him these pills twice a day. They will make him behave better in class." How would you like it if the lady piped up, "But, Doctor, I read in the American Journal Of Psychiatry that these pills work better if he also has some therapy sessions!" Really! And, you have already made enough therapy referrals for the month! The cheek of some mothers!

One does not have to be a rocket-scientist to figure out that patients need to develop their own independent sources of information. Gone are the days when the patient's and doctor's interests were aligned. In the old days, the doctor kept you alive and the doctor kept getting paid. Now, an HMO is clearly better off if patients with chronic, expensive diseases die as soon as practicable. This is a cold, hard fact. You can sugar-coat it in a variety of ways, but you cannot explain it away -- not in any logical manner, anyway. Recognize it. Learn to live with it.

Don't get me wrong. HMO's are great -- for routine, clear-cut conditions. I tend to get wax build-up in my ears and I always get my ears cleaned at the HMO we belong to. I also have my annual mammogram and pap-smear and flu-shot there. They are especially good with pap-smears. They have a policy to do them, and they will catch you in the corridor, if they must, to give you your pap-smear. HMO's provide for the greatest good of the greatest number.

But, if you are unfortunate enough to have a condition which is hard to diagnose, or, for which there is no clear-cut standard of care, or, which is ambiguous in any way, you should expect them to cut corners. And, conduct yourself accordingly.

I have been researching medical information accessible via the Internet for some time now, and I realize that I personally would never take the word of a managed care provider on any serious disease.

If you have the money, you can consult several outside specialists on your disease. But, next to money, knowledge is the patient's best friend. Go to your local library and study an overview of your disease in a reputable basic text, such as the Merck Manual Of Diagnosis And Therapy. If you have on-line access to the Internet, use it to find out more about your condition. If you don't have access, try to get it. The more serious or ambiguous the disease, the more important this becomes. Using the Internet, you can research the most important medical databases (such as Medline from the National Library of Medicine) containing treasure-troves of the latest treatment options. Remember how stingy an HMO can be with the latest treatment breakthroughs, and arm yourself with the most reputable and authoritative published material. Visit the special-interest web-sites and learn from fellow sufferers of the same condition.

Knowledge is your lever with your HMO. An informed patient, who is also studiously documenting what is being said, changes the doctor-patient dynamic. It changes the doctor's cost-benefit equation. There is now a new cost to worry about! "Would this patient sue?" the doctor asks himself. "Perhaps, not diligently investigating is not the most cost-effective course in this case!" he/she reasons, authorizing the treatments you need, without you having to go to other specialists or to court!

I group the information available via the Internet into two broad categories: information that you have to pay for and information that is free.

As you can imagine, the paid category is organized, is easier to understand, and makes it much faster to get to what you are looking for. This category also includes the most important and useful databases maintained by the government, such as Medline. I know you are surprised -- the government is charging for the information! Except, of course, portions of Medline that pertain to diseases that have more political backing -- they don't charge for those!!! I shall let you contemplate this for a while.

The free category consists of computer sites all over the United States and the world, containing all sorts of wonderful and useful information for the patient. These include:
  • Sites containing the free databases maintained by the government,
  • Sites maintained by academic organizations,
  • Disease-specific sites maintained by patient organizations, patients themselves, some volunteer doctors, etc.,
  • Sites that are trying to organize all this information.
A good beginning point for your exploration is one of the free sites that try to organize the information (such as Yahoo, a popular and well-known site that serves as a "table of contents" for the Internet). If the condition is urgent or of the rapidly-progressing type, move onto a paid service. Charges for the paid sites are usually in the range $5 - $30 per month. Sometimes, there are additional pay-for-what-you-use type of charges.

Whenever I get on my high-horse and start regaling my husband with my ideas on how to reform managed care using information as leverage, he coldly points out that the informed consumer also gets a much better deal from the used-car dealer or the plumber. "How about the patient who does not have the education or the time or the money to understand the information or to use it effectively?" he asks.

I guess it is a pretty sad world if we have to be on our guard with our doctors, the way we are with used-car dealers. But, I think widely disseminated and accessible information is already starting to slowly change managed care itself -- for the better -- by influencing the way it makes decisions. After all, a managed care organization is a bit like a little totalitarian state, with its gate-keepers and functionaries making allocation decisions behind your back; and, we know what is happening to totalitarian states in the information age. When the glaring light of information is turned on, the cockroaches scatter.

Patient advocacy groups are doing a great job, lobbying for patient issues and providing information to patients. But they can increase their effectiveness by paying more attention to the broader issues of making information available for all patients -- sort of helping nudge forward the tide of information that will change managed care itself!

I read that Mrs. Tipper Gore is a great advocate for mental health care. Well, let's try to get her to use her good offices to provide free Medline access for mental health care, in the same way that it is provided free to AIDS patients! In fact, how about providing it for free for all disease categories?

Patients and patient advocacy groups interested in changing the system should start by bringing pressure to ensure that all diseases are treated on an equal footing -- and it starts with access to information!

 

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Copyright 2000 B.G. Erengil
 
Copyright © 2000 - 2004 B.G. Erengil.  All Rights Reserved.
 
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