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Insurance &
Financing Options
We believe
in making financial arrangements
as
convenient as possible in our office.
Please call
our office to discuss specific financing options if
you are in need of one.
Most people
are concerned about the costs of dental services
and whether or not we accept their insurance. We
will gladly review your benefits with you and
help you to get your needed treatment.
Financing
Options: We also offer convenient financing
options from Dental Fee Plan which range from
three months with no finance charges to up to
five years financing depending of the amount
needed. Credit Options: We accept Visa,
MasterCard, Discover and Amex.
Insurance
Options: Insurance companies often confuse
patients about their coverage amounts and
benefits. We will help you to understand them.
Most insurance covers 100% of the cost to
evaluate your dental health. This includes
X-Rays, exams, and routine cleaning. We accept
all traditional indemnity plans and many
Preferred Provider plans. We do not accept
capitation plans.
Some of the
plans accepted are: - Aetna - Blue Cross - Blue
Shield - Cigna - Guardian - Delta - Dental
Benefit Provider (DBP) - Dental Health Alliance
- Humana Dental - Metlife - Principal -
Prudential - United Concordi - Ameritas
Insurance
Definitions: Deductibles This is the portion for
which you are responsible to pay of the first filed
claim. Most commonly the deductible does not apply
to preventive services.
Maximum
This is the amount your insurance company will pay
each year.
Preventive or
Class I
This includes X-Rays, exams and routine cleaning.
Restorative or
Class II
This refers to fillings, root canals, extractions
and periodontal work.
Major or Class
III
This refers to crowns, bridges, dentures and
partials
Policies
Appointments:
Our doctor and staff value your time. In order to
provide excellent care to all our patients, we
request that all appointment cancellations be made
at least 24 hours in advance. We also respectfully
reserve the right to reschedule any patient who is
fifteen minutes or more late for their scheduled
time. This ensures that you’ll avoid being billed
for our time and preparation; it also enables us to
work on other patients’ emergency visits. We reserve
the right to charge a fee for missed appointments or
appointments cancelled less than 24 hours in
advance.
Policies: Emergencies For after hour emergencies,
please call the office for instructions on how to
page the doctor.
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