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"The intellect has little to do on the road to discovery. There comes a leap in consciousness, call it intuition or what you will, and the solution comes to you and you don't know how or why." -- Albert Einstein
August 27, 2003
For the last two days, we have had the most rain that we have had in a long time. It makes for a long drive home since the streets flood easily. I don't have the luxury of parking near the building that I work in so of course I was almost washed away down the street. It is a nice change to have the temperature drop about 20 degrees. On a financial note, my husband and I are considering selling our townhome and moving into an apartment. It will save us money month to month because we would lower our monthly rent/mortgage payment and we would lose the $80/month Homeowner's Association Fee. Let me know if you think this is a bad idea - email: helpusstartanewlife@yahoo.com
August 24, 2003
Class has started for me again. Though this one is going to be interesting, it is a topic that I like. I'm counting down until I get my bachelor's degree, 13 more classes and I'll be done!
August 22, 2003
My husband and I received a packet of information about the vasectomy reversal procedure. The worst part was we found out the price was higher than we expected, $7,300. It is much more than we can afford right now, but can you put a price on having a family? We are really excited about getting the procedure, I can't wait until the day actually arrives.
August 20, 2003
We've hit our worst low (financially) since we met. Our checking account is drained, our savings is drained. I'm blaming myself because I am responsible for making sure the bills are paid. To top everything off, a bill collector called my parent's and my brother's house. But as you can see, we don't have any money to pay them anyway. I'm really not sure what happened, I was on top of things just recently and it just seems like this month everything has gone to sh%t. We are in the process of refinancing our mortgage, and I have been checking out some websites to live more frugally. Until then, we still have a lot of bills to pay and that's not even talking about credit... I'm just talking everyday utility stuff. I came down sick today, I think I caught it from my niece but I'm sure my stress level made me much more susceptible.
August 18, 2003
The good news from today is that I won a free lunch. I went to a diner just around the corner from my building for a $2.99 lunch special and they were having a free raffle. My number was called so lunch ended up being on them!! It is always nice to see something positive after I have been facing our negatives.
August 17, 2003
Well, today is the first time my husband and I are away from each other. He'll be gone for 4 days. It is pretty quiet around here. I mostly spend the time working on this site, making sure everything works. I forgot to add my husband's school loan to the debt total...that was depressing. And, I haven't even included the loan I am building for my classes. If you are wondering, I have the domain name helpusstartanewlife.com, I just can't link the site I purchased the domain name from to this site. (If anybody has any tips I'd appreciate it!) Off to sleep!!
August 16, 2003
I've decided to add a diary to our site. I wasn't planning on doing it in the first place, however, as I build the site I really begin to realize how much trouble we are really in. Our bills are getting behind, our savings is pitiful, and our stress level is increasing. Of course, as we are at one of our lowest points...everything goes wrong: our swamp cooler breaks, the truck needs new tires, my husband needs money for food at a training class his company is sending him on. We are flat broke, actually we are overdrawn in our account. I found that just writing this short paragraph has been mildly therapeutic.
You may wonder why you see quotes on all the pages. I have added them as a reminder that there have been others that have walked in our shoes and hopefully they all pulled through the hard times.
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