DO'S

• Read the offer document carefully before investing

• Note the investments in Mutual Funds may be risky

• Mention your bank account number in the application form

• Invest in a scheme depending upon your investment objective and risk appetite

• Note that the Net Asset Value of a Scheme is subject to change depending upon market conditions.

• Insist for a copy of the offer document/key information memorandum before investment

• Note that past performance of a scheme is not indicative of future performance

• Past performance of a scheme my ore may not be sustained in future

• Keep track of the Net Asset Value of a scheme, where you have invested on a regular basis

• Ensure that you receive an account statement, where you have invested, on regular basis

• Update yourselves on the performance of the scheme on a regular basis.

• Do not invest a scheme just because somebody is offering you a commission or other incentive, gift etc.

• Do not get carried away by the name of the scheme/Mutual Fund

• Do not fall prey to promises of unrealistic returns

• Do not forget to take note of risk involved in the investment

• Do not hesitate to approach concerned persons and then the appropriate authorities for any problem

• · Do not deal with any agent/broker dealer who is not registered with Association of Mutual Fund in India (AMFI)

[Source: Public Interest Guidelines Issued jointly by SEBI and Morgan Stanley]