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Module: 5(Contd) - Capital Adequacy Structure of ICICI Bank Ltd.


ICICI Bank Ltd. - Tier I & II Capital for years
2000-01 & 2001-02

(Figures in Lakhs)

Particulars 2000-01 2001-02
Capital 22036 96303
Statutory Reserves 18443 24943
Capital Reserves xx xx
Share Premium 80454 80454
Revenue & other Reserves (50%) 5123 228101
Balance of Profit 83 1956
Total 116169 431757
Less Deductions
Investment in Subsidiaries and/or joint ventures xx 60812
Total of Tier I capital 116169
(10.42%)		 370945
(7.47%)
Tier II Capital 128215
(1.15%)		 197142
(3.97%)
Total (I + II) 128990
11.57%		 5680873
11.44%

Note: Revenue reserves are taken at 50%. Tier II Capital is calculating from the figure of Tier I Capital in proportion to the respective ratios.




ICICI Bank Ltd - Classification of assets for years
2000-01 & 2001-02

(Figures in Lakhs)

Particulars 2000-01 2001-02
Cash in hand 10074 24590
Balances with RBI 113092 1528575
Balances with Banks in India 54284 281821
Money at call & short notice 178312 6755157
Balances with Banks outside India 3607 143852
Investments (less Investment subsidiaries) 818686 3528296
Advances 703146 4703487
Premises (including under construction) 17385 367404
Other Fixed Assets 20727 56530
Other Assets 54346 415828
Total Assets less excluded items 1973557 7350180


In the absence of information needed the assets could not be worked out as per risk-weightage and RWA calculated to check the CAR of the bank as furnished. But as Capital (Tier I + II) and CAR are given RWA can be calculated on the formulae-

RWA = Capital (Tier I + II) x CAR

On this basis the RWA for the two years should be as under:

2000-01
128990 x 11.57 = Rs.1492413 Lakhs

2001-02
568087 x 11.44= Rs.6498915 Lakhs


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