MONEY - TEACH YOUR CHILDREN LIFE-LONG LESSONS


By discipling your children in the art of handling their finances, you not only give them practical skills, you have a wonderful opportunity to impress upon them the values of the Lord. One of the most important skills you can offer your children is the understanding that wealth is a tool to be used for God's glory rather than for our own gratification.

Begin by getting your own house in order. Then teach by example.

Five questions you need to help your child answer:

  1. Where does money come from? Let your children know that you work hard for your salary. Talk to them about allowances, working for income around the house, and the importance of doing some chores without pay because it's a family responsibility (1 Cor. 29:11-12).

  2. Why do we tithe? Giving faithfully to the Lord's work is an essential part of every Christian's life, but giving away money doesn't come naturally to most people. We need to learn that God owns everything, and it is our responsibility to give back to Him a portion of what He has so generously given us (2 Cor. 9:6-7). How do we save money? Open a small bank account for your child and help him or her save money regularly. They'll soon learn the joy of watching their savings grow, and they'll have a skill they can use the rest of their lives (Prov. 22:7).

  3. Who are we called to help? God doesn't give us money solely for our own selfish pleasure, but so that we can experience the grace of giving. The Bible is clear that those who have been blessed with much are required to give much. Ask your children to help you decide where to give money. Who needs it most? What are the best organizations and causes that need your support? By becoming involved with some Christian ministries, your child's heart is opened to the needs of a lost world (Prov. 3:9-10).

  4. Where does the money go? If you teach your children how to create a budget, comparison-buy, and control impulse spending, you'll give them important skills in life. You will also help them to keep focused on the Lord, rather than on the latest advertisements, and prepare them to stay away from one of the biggest snares in marriage: fighting over money (Prov. 21:20).

  5. How do I keep records of my finances? Let your children see where you spend your money and why, and they'll develop a whole new appreciation for what you go through each month (1 Cor. 4:2).

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