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Module: 7(contd) - Internet Banking by ICICI Bank Ltd. - Personal Banking (Page: 2 of 3)

Allied Services - Mobile Banking

With ICICI Bank, Banking is no longer what it used to be. ICICI Bank offers Mobile Banking facility to all its Bank and Credit Card customers. ICICI Bank Mobile Banking enables the customer to bank while being on the move.

ICICI Bank Mobile Banking can be divided into two broad categories of facilities:

  • Alert facility: ICICI Bank Mobile Banking Alerts facility keeps the customer informed about the significant transactions in his Accounts. It keeps him updated wherever he goes.

  • Request facility:ICICI Bank Mobile Banking Requests facility enables you to query for your account balance

The Customer can subscribe to Mobile Banking facility by logging to ICICI Bank website to avail the Convenience of round the clock “BANKING AT HIS FINGER TIPS”

ICICI Bank 24 Hours ATM

ICICI Bank's 24 Hour ATM network is one of the largest and most widespread ATM Network in India. The ATMs are located in commercial areas, residential localities, major petrol pumps, airports, near railway stations and other places which are conveniently accessible to customers. ICICI Bank ATMs features user-friendly graphic screens with easy to follow instructions. The Bank has introduced ATMs, which interact with customers in their local language for increased convenience.

Following are the features available on our ATMs, which can be accessed from anywhere at anytime.

  • Cash Withdrawal:Customer can withdraw upto Rs.15,000/- per day from his account. Fast Cash option provides the facility of withdrawing prefixed amounts. Ultra Fast Cash option allows the customer to withdraw Rs.3000/- in one shot.

  • Balance Enquiry:The customer to know his ledger balance and available balance.

  • Mini Statement: He can get a printout of his last 8 transactions and his current balance

  • Deposit Cash / Cheques:Available at all full function ATMs, Customers can deposit both cash and cheques. Cash deposited in ATMs will be credited to the account on the same day (provided cash is deposited before the clearing) and cheques are sent for clearing on the next working day.

  • Funds Transfer:Transfer funds from one account to another linked account in the same branch.

  • PIN Change:Change the Personal Identification Number (PIN) of ATM or Debit card

  • Payment:The latest feature of our ATMs, this functionality can be used for payment of bills, making donations to temples / trusts, buying internet packs, airtime recharges for prepaid mobile phones and much more.

  • Others:The customer can request for a checkbook from the ATMs and the concerned branch will dispatch it such that it reaches him within 10 working days.

Online Shopping Mail Service

Internet customers can avail of online shopping mall services through the Bank’s partner shopping sites using their Internet

Banking User ID and Transaction Password

The Bank offers

  • Tie-ups with over 40 major shopping sites offering online shopping

  • A safe mode of payment ensuring highest security online.

Steps to avail the service

  • Visit the Online Shopping Site

  • Make your desired purchases

  • Pay using ICICIBank.com, Internet Banking Option of ICICI Bank

  • You will be asked to enter your Internet Banking User ID and Login Password

  • Select the ICICI Bank account using which you desire to pay

  • Enter your Transaction Password

  • Your selected account will be debited by the amount of purchases made

You will receive the delivery of goods / services bought in due course as per the delivery norms of the Service Provider

Bill Payment Facility through Internet Banking

  • Using ICICI Bank Bill Pay is the easiest way to manage bills. Bills can be paid anytime, anywhere, for free.

  • Customer can pay his regular monthly bills (telephone, electricity, mobile phone, insurance etc.) right here - from his desktop.

  • No more missed deadlines, no more loss of interest – the customer can schedule his bills in advance, avoid missing the bill deadlines as well as earn extra interest on his money.

  • Customer can track the payment history - all his payments to a biller is stored automatically for his future reference.

  • For certain billers, he can even view the bill online. So no more hunting around to find the right amount to be paid.

  • He can use your ICICI Bank Credit Card to pay bills for certain other billers.

  • The Bank also has a programme to launch functionalities like auto scheduler and bill alerts - no more remembering trivial bill details. We'll keep you posted on this

Products and Services – Online Share Trading

A product for every need: ICICIdirect.com is the most comprehensive website, which allows the Customer to invest in shares, mutual funds and other financial products. Simply put we offer the Customer a product for every investment need

Trading in shares:

ICICIdirect.com offers the customer various options while trading in shares

Cash Trading:

This is a delivery based trading system, which is generally done with the intention of taking delivery of shares or monies

Margin Trading:

The customer can also do an intra-settlement trading upto 4 times the customer’s available funds, wherein the customer take long buy/ short sell positions in stocks with the intention of squaring off the position within the same settlement cycle.

Spot Trading:

When the customer are looking at an immediate liquidity option, 'Cash on Spot' may work the best for the Customer, On selling shares through "cash on spot", money is credited to the customer’s bank a/c the same evening. This money can then be withdrawn from any of ICIC Bank ATMs.

BTST:

Buy Today Sell Tomorrow (BTST ) is a facility that allows the Customer to sell shares even one day after the buy order date, without the Customer having to wait for the receipt of shares into the customer’s demat account.

CallNTrade® :

CallNTrade® allows the customer to call on a local number in the customer’s city & trade on the telephone through our Customer Service Executives. This facility is currently available in over 11 major states across India.

Trading on NSE/BSE:

Through ICICIdirect.com, the customer can trade on NSE as well as BSE.

Market Order:

The Customer could trade by placing market orders during market hours that allows the Customer to trade at the best obtainable price in the market at the time of execution of the order.

Limit Order:

Allows the customer to place a buy/sell order at a price defined by the customer. The execution can happen at a price more favorable than the price, which is defined by the customer, limit orders can be placed by the customer during holidays & non-market hours too.

Investing in Mutual fund:

ICICIdirect.com brings the customer the same convenience while investing in Mutual funds also- Hassle free and Paperless Investing. With the inclusion of Birla Sun Life MF and Sundaram MF, the customer can now invest on-line in 7 mutual Funds through ICICIdirect.com. Prudential ICICI, Zurich, JM Mutual, Alliance and Franklin Templeton are the other MFs available for investment. The customer can invest in mutual funds without the hassles of filling application forms or any other paperwork. The customer needs no signatures or proof of identity for investing. Once the customer places a request for investing in a particular fund, there are no manual processes involved. The customer’s bank funds are automatically debited or credited while simultaneously crediting or debiting the customer’s unit holdings. The Customer also gets control over the customer’s investments with online order confirmations and order status tracking. Get to know the performance of the customer’s investments through online updation of MF portfolio with current NAV.

ICICIdirect.com offers the Customer various options while investing in Mutual Funds:

Purchase:

The customer may invest/purchase Prudential ICICI, Zurich, JM Mutual, Alliance, Franklin Templeton, Birla Sun Life MF, Sundaram MF, IL&FS MF and IDBI Principal without the hassles of filling application forms

Redemption:

In addition to giving hassle-free paperless redemption, ICICIdirect.com offers faster liquidity. The customer can redeem the mutual fund units through ICICIdirect.com. The money will be credited to the customer’s bank account automatically 3 days after the order placement date

Switch: To suit the customer’s changing needs:

The customer may wish to shift monies between different schemes. The customer can switch the customer’s monies online from one scheme to another in the same fund family without any hassles.

Systematic Investment plans (SIP):

SIP allows the customer to invest a certain sum of money over a period of time periodically. Just fill in the investment amount, the period of investment and the frequency of investing and submit. ICICIdirect.com will do the rest for the customer automatically investing periodically for The Customer

Systematic withdrawal plan:

This allows the customer to withdraw a certain sum of money over a period of time periodically

Transfer-i:

The customer can convert the customer's existing Mutual funds into electronic mode through a transfer-in request.


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[..Page Last Updated on 20.10.2004..]<>[Chkd-Apvd]