Stress is the most common aliment of modern age. It has been implicated in 
the causation of peptic ulcer disease, coronary heart disease, depression, auto 
immune disease, hypertension, diabetes and even cancer. In milder form it 
manifests in form of unrest, violence, at work, school and home. Common medical 
problems like tension headache, insomnia, and obesity are also attributed to 
unusual stress. None of us are free from stress but some deal with it better 
than others.
Stress results from the following factors:
a. Fear of 
the unknown and trying to see through and control the destiny.
b. Losses in 
our life of people and things dear to us and our inability to recover those 
losses.
c. Inner conflict between our heart and mind between what is known to 
be the truth and our failure to accept it as truth. Acceptance of truth may 
require changing our habits and way of life which we may adhere to for some 
reason like pleasure, joys, taste, pride in race or heritage etc.
Let us 
examine how Quran deals with such situations.
Our losses are a trial for 
us:
"Be sure we will test you with something of fear and hunger, some loss in 
goods or lives, but give glad tidings to those who are steadfast, who say when 
afflicted with calamity: To God we belong and to him is our return. They are 
those on who (DESCEND) blessings from God and mercy and they are the once that 
receive guidance. 2:155
Thus in Islam, we do not have concept of the 
ownership of goods and life. Everything belongs to God and returns to him. So if 
we don't own that thing why mourn our loss? 
a. Our destiny is 
predetermined. We do not have control on that part. What we have control over is 
a limited free will, that is our actions, our choice to do good or bad, to 
believe in God or not to believe in Him, but we have no control over tomorrow's 
event not related to our actions i.e. whether my wife will have a son or 
daughter, whether his/her eyes will be brown or black, or whether I will have an 
accident or not tomorrow. WorTying over such things is of no use.
b. 
Rejection of faith in Quran is called a disease. This denial of truth is due to 
arrogance.
"In their heart there is a disease and God has increased their 
disease and grievous is their penalty because they lie to themselves." 
2:10
Therefore after lying to ourselves, we set up an inner conflict - 
between heart and mind. In order to contain that conflict the mind sends signals 
to glands for secretion of harmones like adrenaline which leads to rapid heart 
rate, perspiration, tremor, the basis of lie detector test.
This lying 
conflict could be due to "SMALL" crimes like theft or adultery, or big crimes 
like rejection of God.
3 stages of spiritual development of soul 
age
a. Nafsul Ammara: -The Passionate soul "I do not absolve 
myself Lo the (human) soul is prone to evil, save that whenever my Lord has 
mercy. Lo, Lord is forgiving; merciful." 12:53 (Surah Yusuf)
This soul 
inclines toward sensual Pleasure, passion and self gratification , anger, envy, 
greed, and conceit. Its concerns are pleasure of body, gratification of physical 
appetite, and ego.
Hadith "your most-ardent-enemy is your evil self which 
resides within your body" (Bukhaii).
If this evil soul is not checked wiR 
lead to unusual stress and its resultant effects. 
- b. Nafsul 
Lawanunah (The Reproaching Soul). "Nay, I swear by the reproaching soul" 
75:1
This soul is conscious or aware of Evil, resists it, asks for God's 
grace, and pardon, repents and tries to ammend and hopes to achieve 
salvation.
"And (There are) others who have acknowledged their faults. 
They mix a righteous action with another that was bad. It may be that Allah will 
relent toward them. Lo! Allah is relenting, merciful." 9:102
Hadith 
"These are two impulses within us. One spirit which calls towards good and 
confirms the truth. He who feels this impulse should know that it comes from 
Allah. Another impulse comes from our enemy (Devil) which leads to doubt and 
holds untruth and encourages evil. He who feels this should seek refuge in Allah 
from the accursed devil."
This soul warns people of their vain desire, 
guides and opens the door to virtute and righteousness. It is a positive step in 
spiritual growth.
c. The satisfied soul (Nafsul Mutmainnah). "O 
(you) soul in (complete) rest and satisfaction. Come back to your Lord, will 
pleased (yourself) and will pleasing unto him. Enter you then among my devotees, 
enter you in my heaven." 89:27-30
This is the highest state of spiritual 
development. satisfied soul is the state of bliss, content and peace. The soul 
is at peace because it knows that inspite of its failures in this world, It will 
return to God. Purified of tension, it emerges from the struggle with obstacles 
blocking the peace of mind and heart.
What should we do in panic and 
despair? In panic non-believers behave differently than believers. They have 
no one to return to, to ask for mercy and forgiveness, their life is this life, 
which they cannot control, thus get more depressed and increase in their state 
of wrong doing. Then we will see that if they are used to casual drinking will 
start drinking more and become alcoholic, or a barbital criminal.
On the 
other hand a believer should do the following:
a. Increase 
dhikr (Remembrance of God)
"who have believed and whose heart have 
Rest in the remembrance of God. Verify in the remembrance of God, do hearts 
find rest." 13:28
b. Increase their prayer.
"O you who believe, seek 
help with steadfastness and prayer. For God is with those who are steadfast." 
2:153
c. Ask forgiveness
"And I have said: seek forgiveness from your 
Lord. Lo He was ever forgiving." 71:10
In addition to above we are also 
asked to continue to struggle to up-grade ourselves.
" surely God does not 
change the condition in which a people are in until they change that which is in 
themselves." 13:11
In summary, I conclude that stress results from lack 
of inner peace due to conflicts within us and leads to external disturbances in 
our behavior and health. Inner peace can only be achieved by believing in God, 
the All Mighty, and remembering him frequently and asking for his help and 
forgiveness in times of difficulties.
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