The Holiday Season Is Upon Us Once More!

Yet another year has blown the pages clean off of our calendar without giving us proper warning that a race was even in progress! It seems as though the years go by more swiftly with each passing decade. Perhaps this is not the case; maybe we're all just getting old and don't look forward to the hallmarks of holiday season reminding us of the inevitable passing of time.

Nevertheless, if you're visiting this Web page, you're probably a cheery hearted do-gooder looking to get a head start on the Christmas shopping frenzy! You're about to embark on your annual journey down the road of financial depletion. Well, it's my job to make sure after you take care of all of the mothers, fathers, aunts, uncles, sons, daughters and nieces & nephews that you can still afford a can of Spam for your own Christmas dinner!