| SSVK & MICROCREDIT |
| Microcredit schemes are critical for breaking the cycle of poverty and for giving people a chance to reduce the burden of debt. To bring about change, SSVK is popularising the idea of each family making regular voluntary contributions into a community fund called Gram Kosh. To date, 20 lakh has been generated by SSVK and its community network, Lok Shakti Sangthan (LSS) through these contributions. The LSS comprises a range of vibrant community organisations in 500 villages, covering 20,000 families. The issues: The Gram Kosh has: -reduced the cycle of debt -reduced dependence on the money lenders -sustained struggles for just wages and for access to and control over land & water resources -given access to governmental development and welfare programmes -funded campaigns agains the victimisation by the more powerful people and groups of the local society more |
| SSVK in the media... "Tilaya's involvement in the organisational work started a few years ago, when the idea of a 'gram kosh' came to the region. She started collecting Rs5 per family, ... Slowly the gram kosh became a success and it was the males who got the much-needed support from the kosh at the time of their going to Punjab." EPW, December 4, 1999 |
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